Gold Loan Calculator
*Note: Calculations are indicative. Actual terms may vary based on lender policies.
Process to use calculator
Select Lender: Choose from the dropdown list of top 10 gold loan providers
Enter Loan Amount: Input the desired loan amount in Indian Rupees
Enter Gold Value: Input the current market value of your gold
Select Tenure: Choose the loan period in months (1-36 months)
Click Calculate: View your monthly EMI, total interest, and eligibility status
The calculator follows standard gold loan industry practices where:
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Maximum Loan-to-Value (LTV) ratio is typically 75%
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Interest is calculated on reducing balance
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EMI calculation uses standard amortization formula